GUIDE

Moving to Switzerland: from planning to your first 90 days.

Moving to Switzerland is not one single administrative process. What you need to do, and when, depends on where you come from, why you are moving and who is moving with you.

This guide explains the main stages of a move to Switzerland. For a list built around your own situation, answer three questions and Settlio will show the tasks likely to be relevant to your move. The checklist is guidance, not a confirmation of your immigration eligibility. Get your free personalised checklist.

Step 1

Start with your personal situation

Before you book movers or compare bank accounts, establish the basics that determine your relocation path. Almost every later step follows from them.

  • Your nationality or citizenship
  • Whether you already have a Swiss job or a concrete job offer
  • Whether you are looking for work, self-employed or moving for another reason
  • Whether a spouse, registered partner or unmarried partner is moving with you
  • Whether children are moving with you
  • Where in Switzerland you plan to live

EU/EFTA citizens and citizens of other countries follow substantially different immigration processes, and requirements also depend on your employment and family circumstances. No single permit sequence fits everyone.

Not sure which rules apply to you? Answer three questions about your passport, work situation (job or job offer, looking for work, or self-employed) and household, and generate your personalised Switzerland checklist. Create my checklist.

Step 2

Get the important things in motion early

Roughly two to three months before the move is a suggested starting point for the items that take longest. Some moves, particularly for third-country nationals or with pets, need considerably more time.

Your right to live and work

EU/EFTA citizens can normally complete residence-permit formalities after arrival, subject to the registration and employment rules that apply. For third-country nationals recruited from abroad, the employer normally needs to apply for and obtain work authorisation before you relocate, followed by entry authorisation or a visa where required. Visa-free entry does not by itself allow you to live or work in Switzerland.

Source: SEM, EU/EFTA free movement

Source: SEM, non-EU/EFTA nationals

Source: SEM, entry and visas

Your partner and family

Spouses and registered partners do not follow the same immigration route as unmarried partners. An unmarried partner may need their own residence basis, or approval under specific conditions. Moving together does not on its own establish a right to family reunification.

Source: ch.ch, family reunification

Children and school

If your children are of compulsory-school age, contact the local school authority before you move where possible, so enrolment can be arranged immediately after arrival. Plan childcare separately, as it is organised differently from compulsory schooling.

Source: ch.ch, education

Pets

Check pet-import requirements early. Some routes, particularly from countries with a high rabies risk, require antibody testing and long waiting periods before entry.

Source: FSVO, travelling with pets

Your document folder

Keep the documents you may need during the move together and easy to reach: passport or ID, employment documents, birth certificates, marriage or partnership documents, address confirmation, relevant certificates and any documents for children or pets.

Housing strategy

Decide whether you want to secure a permanent home before arriving or use temporary accommodation while you learn the local rental market. Competitive areas can require fast applications, proof of income, identity documents and a rental deposit.

Household goods and customs

Household goods can generally be imported duty-free when you transfer your domicile to Switzerland, have personally used the goods abroad for at least six months and continue to use them here. They are declared with form 18.44.

Source: ch.ch, moving to Switzerland

Bringing a vehicle

A vehicle brought as part of your move must be declared to Swiss customs at its first border crossing connected with the move. Registration and insurance come later, but customs clearance cannot wait until then.

Source: ch.ch, importing vehicles

Practical tip: keep important original documents with you rather than packing them with your household goods.

Step 3

Prepare for arrival, not just moving day

The last weeks are usually spent on logistics. It is worth reserving some attention for what happens after you land.

Know where you will register

Find the municipality or commune responsible for your new address and check its current documents and requirements for newcomers.

Prepare for initial costs

Several expenses can arrive at once: accommodation, a rental deposit, transport, insurance, any registration or permit fees, household setup and moving or customs costs.

Think about transport

Swiss public transport can make a car unnecessary for many people, but the answer depends heavily on where you live and work. If you bring a car, prepare the customs declaration for the border crossing.

Confirm family arrangements

Confirm school enrolment and any childcare arrangements, and make sure pet documentation and tests required for entry are complete.

Step 4

Your first days: deal with the essentials

Some things genuinely cannot wait. Others can, and it helps to know the difference.

Complete municipal registration

EU/EFTA citizens taking up employment for more than three months must register with their municipality and apply for a residence permit within 14 days of arrival and before starting work. Other immigration situations can follow different procedures. Booking an appointment does not by itself complete the obligation, so check your municipality's documents and requirements.

Source: SEM, EU/EFTA free movement

Enrol your children in school

Children of compulsory-school age should be enrolled immediately after arrival with the local school authority.

Residence documentation

Depending on your situation, local registration and the processing of your residence permit are closely connected, so treat them as one sequence rather than two unrelated errands.

A bank account and Swiss mobile number

Newcomers commonly need a bank account for salary, rent and bills, and a Swiss number makes apartment applications and administrative tasks easier. Requirements vary between banks, so compare before you choose.

Because procedures and documents differ by canton and municipality, confirm the details with the responsible authority rather than relying on general descriptions.

Source: ch.ch, foreign nationals in Switzerland

Step 5

Set up everyday life

Your first three months are where a move stops being logistics and starts being daily life.

Health insurance

Residents subject to compulsory basic health insurance must enrol within three months of taking up residence. Each family member, including children, needs individual cover. If you enrol on time, cover and premiums generally apply retrospectively from the start of residence. Exceptions exist, so check your position with the competent authority.

Source: FOPH, compulsory health insurance

Accident cover

Employees working at least eight hours a week for the same Swiss employer are generally insured against occupational and non-occupational accidents through that employer. People without equivalent accident cover generally need it included in their basic health insurance. Accompanying family members need their own arrangements.

Source: FOPH, accident insurance

Liability and household insurance

These are common in Switzerland and renters frequently encounter them, sometimes as a condition in a tenancy agreement.

Internet and utilities

Arrange internet, electricity where applicable, household-related charges and learn your municipality's waste and recycling system.

Driving licence

To continue ordinary private driving, you generally need to exchange your valid foreign driving licence within 12 months of taking up residence. Requirements depend on the issuing country, and additional rules apply to professional driving. Contact your cantonal road traffic office.

Source: ch.ch, foreign driving licence

Vehicle registration

If you imported a vehicle (declared at the border), register and insure it with your cantonal road traffic office within the applicable deadline.

Tax and social security

Your tax position depends on factors including residence status, income and personal circumstances. Employees normally have various social-security matters handled through payroll, but a move can still raise tax and pension questions worth understanding early.

Childcare

If you need childcare, look into local options and waiting lists, which are organised separately from compulsory schooling.

Step 6

What depends on your move

Your nationality

EU/EFTA citizenship and other citizenships lead to quite different immigration processes.

Your work situation

Already employed, holding a job offer, looking for work or self-employed each bring different steps.

Your household

Moving alone, with a spouse or registered partner, with an unmarried partner or with children creates a different set of tasks.

Your destination

Registration procedures, taxes, schools and other practicalities can vary by canton and municipality.

That is why a generic checklist can only take you so far.

Get your personalised Switzerland checklist

Answer three questions about your passport, work situation and who is moving with you. You get the tasks that are relevant to your move.

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Step 7

A compact reminder list

Before you move

  • Clarify your right to live and work in Switzerland
  • Collect your essential documents
  • Contact the school authority if you have school-age children
  • Check pet-import requirements early
  • Decide on temporary or permanent accommodation
  • Prepare customs declarations for household goods and any vehicle

Shortly after arrival

  • Complete municipal registration
  • Complete any outstanding residence formalities
  • Enrol children of compulsory-school age
  • Organise banking and a Swiss phone number
  • Finalise your housing setup

During your first months

  • Enrol in health insurance within three months
  • Check your accident cover
  • Exchange your driving licence within 12 months
  • Register any imported vehicle
  • Arrange childcare where relevant
  • Review tax and social-security implications

Step 8

Frequently asked questions

Do I need a visa to move to Switzerland?

It depends mainly on your citizenship, your reason for moving and how long you intend to stay. Visa-free entry does not by itself give you permission to live or work in Switzerland. Check the current rules for your nationality with the State Secretariat for Migration (SEM) or the Swiss representation responsible for your country.

Can I move to Switzerland without a job?

For EU/EFTA citizens, it is generally possible to look for work during an initial three-month period without a permit; longer job searches require a permit and conditions apply. Living in Switzerland without employment generally requires sufficient financial resources and adequate health and accident insurance. These routes are generally not available in the same way to citizens of other countries, whose options are much more limited.

What should I organise before moving to Switzerland?

Your right to live and work in Switzerland, your key documents, accommodation, the physical move including customs, and any arrangements for children, pets or a vehicle are sensible starting points. If you have school-age children, contact the local school authority before you move where possible.

What should I do first after arriving in Switzerland?

Completing your municipal registration is one of the first steps. EU/EFTA citizens taking up employment for more than three months must register with their municipality and apply for a residence permit within 14 days of arrival and before starting work. Other immigration situations can follow different procedures, so check the documents and requirements of your municipality.

Do I need Swiss health insurance?

Residents subject to compulsory basic health insurance must take out cover within three months of taking up residence, and each family member, including children, needs individual cover. If you enrol on time, cover and premiums generally apply retrospectively from the start of your residence. Exceptions exist, so check your position with the competent authority.

Is moving to Switzerland different with children?

Yes. Children of compulsory-school age should be enrolled immediately after arrival, so contact the local school authority before you move where possible. Childcare is organised separately. Each child also needs individual health insurance, and residence documentation may involve extra steps.

Get your personalised Switzerland checklist

Answer three questions about your passport, work situation and who is moving with you. You get the tasks that are relevant to your move.

Free · No account · No email

Create my checklist

This guide is general information, not legal, tax, immigration or insurance advice. Requirements can change and individual circumstances differ, so confirm important requirements and deadlines with the responsible authority or a qualified adviser. See our Terms of Use.